weheartit.com We live in a generation that is obsessed with the hottest gadgets and gizmos in technology, fashion and cars. There is this notion that we need to buy the latest items in stores and online. Unfortunately, our habits can get us into debt, and can cause us to spend extra money on items we didn’t

January is here, and the  he holiday season is coming to a close and this means one thing: the malls are ready and willing to suck in all the college students who are home, bored, and just got an influx of holiday cash. Here are some tips to help you steer clear of mindless spending